Though we are unable to provide you with a main reason for decline of your application, it is usually based on one, or a combination of the following: - Your credit score (note that every finance company will score you differently) - Adverse credit reference agency information - You are considered to be overcommitted - You are aged under 18 - Your existing account performance with other lenders Some of the information is public information, for example electoral roll, County Court Judgements and bankruptcies.

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If you believe that the information is incorrect, you can ask the agency to correct it. We acknowledge that your circumstances change and just because we have refused a previous application, it does not mean that we'll automatically turn down a further request.

We do suggest however, that you leave at least 6 months between applications.

To apply for finance, you must be over the age of 18, work at least 16 hours a week, or be retired with an income.

You must also be a resident of the United Kingdom and have lived in the UK for the last 12 months or more.

Note that products will not be allocated to your order until your completed and signed agreement is returned and received by Hitachi Capital.

Shipment of your goods will follow soon after your agreement has been returned to our finance company. If your order value is more than £500 and is being delivered to your billing address, you will be offered this payment method when you go to check out. The shortest loan term is 6 months but if you order more than £2000 of items then you may take up to 2 years.Select it and follow the instructions on the screen, entering details as required and we’ll do the rest. The options open to you will be presented as you go through the checkout.The credit advertised is provided by one credit provider with whom we have a commercial relationship.If you shopped for sex toys before you realized that there are hundreds of online adult stores to choose from. Bedroom has thousands of sex toys to offer to its shoppers.It's simple - click Vibrators and you will see a list of all vibrators available to you in a simple list with high quality images and clearly marked price.